For RV dealers, one of the most important features of our Expert Gap program is the ability to truncate the term of the contract. The visual to the right shows an analysis of over 33,000 RV Gap claims to emphasize that the majority of them happen in the first 5 years. With RV loan terms usually at 10 years or more, the cost of a Gap contract that cannot be truncated will significantly decrease a dealer’s ability to make a profit.